Limited accounts per month. March is almost full.
Full setup: $590  ·  100% money-back if rejected
120+ countries share your data. Cambodia doesn't.

Your money.
Your rules.
Your privacy.

A Cambodian bank account. Outside CRS. Opened in 72 hours.

✓ 100% online ✓ 72 hours ✓ $590 one-time ✓ Money-back guarantee
Open my account — $590 → How does it work? →
Operational since 2025 · New clients accepted · Payment in crypto only
Why now

Your exchange already
reported you.

DAC8 is live. January 2026.

Europe didn't ask permission. DAC8 is now in effect, and every crypto exchange operating in the EU automatically reports to your country's tax authority:

  • All your buys, sells, and swaps
  • Your wallet balances
  • Every conversion to fiat
  • Your full identity — no anonymity left

No minimum threshold. No exceptions. Every transaction. Total surveillance.

The alternative exists — and it's legal.

Cambodia has never signed the CRS. Not a loophole. Not a grey area. A sovereign decision that has been in place for decades.

  • ✓No automatic reporting — your data stays in Cambodia
  • ✓No crypto surveillance from foreign governments
  • ✓No intrusive questions — operate freely
  • ✓Foreign accounts are legal in virtually every country
Two options: the glass cage or financial sovereignty.
We help you choose sovereignty.
Offshore bank account dashboard
What you get

One account.
Outside the network.

🏦

Real offshore account

USD account in a regulated Cambodian bank. Deposit, withdraw, transfer worldwide — zero CRS reporting, ever.

₿

Crypto → USD, 2–3%

Send USDT, receive clean USD. No frozen accounts, no suspicious origins. Spend freely anywhere in the world.

💳

Physical VISA card

Arrives via DHL to any address. Up to $10,000/day at any ATM worldwide. No questions asked.

Process

3 steps.
5 days.
Done.

No bureaucracy. No travel. Full support in English and Spanish. We manage everything until your account is fully operational.

T+00:00

Contact us

Reach out and ask everything you need to know. No commitment required. We answer all doubts before you decide anything.

T+24:00

Verify your identity

Passport + selfie via the bank's app. No income proof, no source of funds. eKYC directly with the bank — we never see or store your documents.

T+72:00

Your account is live

In 72 hours your offshore account is operational. Your VISA card ships via DHL in 1–2 weeks to any address worldwide.

Comparison

Cambodia vs.
everywhere else.

Every "offshore" option people talk about — we compared them with real, verifiable data.

COMPARATIVE ANALYSIS // CLASSIFIED

Feature 🇰🇭 Cambodia
Arcanum		 🇦🇪 UAE / Dubai 🇨🇭 Switzerland 🇵🇦 Panama 🇸🇬 Singapore
Participates in CRS ✓ NO ✗ Yes (since 2017) ✗ Yes (since 2017) ✗ Yes (since 2018) ✗ Yes (since 2018)
Reports your accounts to foreign governments ✓ Never ✗ Yes (fiat + deposits) ✗ Yes (fiat + deposits) ✗ Yes ✗ Yes
100% online opening ✓ Yes ⚠ Needs residency/company ✗ In-person required ⚠ Agent required ✗ Physical presence
Crypto-friendly (USDT→USD) ✓ Yes, 2–3% ⚠ Varies, strict KYC ✗ Very restrictive ⚠ Depends on bank ✗ Highly restricted
Cost to open $590 total $2,000–$15,000+
(company setup required)		 Relationship fee + lawyer $1,000–$3,000+ $3,000–$10,000+

Sources: OECD CRS MCAA signatories list (March 2026) · UAE Ministry of Finance · Swiss Banking Association · Individual bank requirements as of 2025.

Field reports

Real people.
Real accounts.

▪ IDENTITY PROTECTED REF-KH-2025-047

I was convinced DAC8 meant game over for my privacy. Arcanum showed me it wasn't. Had my account open in 4 days and my card arrived in Madrid within 10 days. The process was smoother than opening an account at my local bank.

Spain · Crypto trader Jan 2025
▪ IDENTITY PROTECTED REF-KH-2025-112

My Sparkasse account flagged a USDT transfer and froze it for "compliance review". That was the last straw. Took me 4 days with Arcanum to have a working account in Cambodia. No frozen funds since. The card took 11 days to reach me in Munich.

Germany · E-commerce seller Mar 2025
▪ IDENTITY PROTECTED REF-KH-2025-183

As a DeFi investor I needed a clean, private way to convert gains to fiat. The crypto-to-USD conversion is straightforward and the 2–3% fee is completely reasonable. This is exactly what I was looking for and couldn't find anywhere else.

Netherlands · DeFi investor Jun 2025
Open my account →

The real account.
The real process.

A client unboxing their Cambodian VISA card. Delivered to their door. No travel required.

Real client · Unboxing her card
Pricing

One price.
No surprises.

Everything included. One-time crypto payment. No subscription, no retainer, no hidden fees.

🛡️

100% Refund Guarantee

If the bank rejects you — full refund, no questions.
⚡

72 Hours. Guaranteed.

Operational account or we escalate at no extra cost.
US$
590
One-time. No subscriptions. No recurring fees.
Same price. No increases planned.
Open my account — $590 →
What's included +
  • ✓Offshore bank account in Cambodia — outside CRS, zero reporting
  • ✓Full end-to-end setup managed by us — operational in 72 hours
  • ✓Crypto → USD conversion (USDT, 2–3% fee) + physical VISA card
  • ✓100% online — passport + selfie only, no income proof
  • ✓Up to $10,000/day ATM withdrawals · Support in English & Spanish
  • Bank maintenance: $2/month (charged by bank, not us)
  • Physical card: Free for 2 years, then $15/year
  • DHL shipping: ~$70 depending on destination
FAQ

Questions & Answers

Can't find your question? Reach out on Telegram or email — we answer personally.

Contact us →
A // Yes. 100%. Having a foreign bank account is legal in virtually every country. You may need to declare it in your tax return above certain thresholds — that's it. Arcanum gives you the account. What you do with it is your responsibility. Having it is not illegal anywhere.
A // Our fee: $590 USD, one-time payment in crypto (USDT or similar).

Ongoing bank costs (charged by the bank directly, not us):
  • Account maintenance: $2/month
  • Physical VISA card: free for 2 years, then $15/year
  • DHL card delivery: ~$70 depending on destination
A // Your offshore bank account is operational within 72 hours after completing the eKYC process. Your physical VISA card ships via DHL and arrives in 1–2 weeks depending on your location.
A // Just two things:
  • A photo of your valid passport
  • A selfie taken through the bank's eKYC app
No proof of income, no source of funds documentation, no utility bills or bank statements required.
A // Yes. You send USDT to the bank's wallet and receive USD in your account almost instantly. The conversion fee is 2–3% depending on the method. Funds arrive as clean USD that you can spend with your VISA card or withdraw from any ATM worldwide.
A // No. Cambodia does not participate in the CRS (Common Reporting Standard) — the international framework under which 120+ countries automatically exchange financial account information. Your identity, balances, and transaction history are not shared with any foreign government automatically. This is not a loophole — it is Cambodia's established sovereign position and has been consistently maintained for decades.
A // CCU Commercial Bank — fully licensed by the National Bank of Cambodia since April 2022, and authorized by the NBC to process USDT under Cambodia's 2025 crypto framework. The bank handles the USDT→USD conversion internally. Not all Cambodian banks are equal — two banks lost their licenses in 2026. CCU is not one of them.
A // Most adult nationalities are accepted. You don't need to live in Cambodia or visit in person — everything is 100% online. US citizens can open accounts but must comply with FATCA reporting obligations (FBAR and Form 8938 where applicable). Contact us before starting if you hold a US passport to confirm current bank acceptance. Sanctioned individuals or nationals of countries under OFAC sanctions may face restrictions.

Last reviewed: March 2026

INITIATE

The process is open.

Open your offshore bank account today. $590. One-time. No ongoing fees to us.

Open my account — $590 →
Operational since 2025 · Accepting new clients · Payment in crypto only
Ask on Telegram

We reply within 24 hours. No commitment required to ask questions.

Open my account — $590 →